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Carte Fosfo
Advantages
- Free card
- Systematic authorization card
- No income conditions
- Immediate debit
- Visa Classic insurance
- Authorized overdraft from €200 after 6 months
- 100% free payments and withdrawals abroad
Disadvantages
- No specific disadvantages listed

Bfor BASIC
Advantages
- Visa debit card
- Systematic authorization
- No income conditions
- Free and unlimited payments in the Eurozone
Disadvantages
- 1 free withdrawal/month in the Eurozone (then €1 per withdrawal)
- 1.95% fee for payments and withdrawals outside the Eurozone
- No insurance included